No supercilious bank manager to patronise me, either. I’ve switched over to a bank that has no front door (or any doors, for that matter), and it works really well for me. My MacBook Pro is perfectly capable of flying me to the moon, but recently I’ve been using it to budget and manage my finances way more effectively than I’ve been able to before. We’re all now long used to banking, paying bills and shopping online, but the last few years have seen an explosion of apps for managing, consolidating and synchronising our financial information on our iPads, iPhones and desktops.